Fees and Charges
At Leader Bank we will work hard to keep our fees as low as possible.
1. Checking & Savings Accounts
2. Retirement Accounts
3. ATM
4. Account Charges
5. Wire Transfers
6. Other Bank Charges
7. Safe Deposit Box
8. Maintenance
9. Precious Metal
Checking & Savings Accounts
Account Type Minimum balance to avoid monthly service charge Monthly service charge Per check charge
A Step Ahead Checking None None Free
Step Anywhere Checking None None Free
Zeugma Checking None None Free
Passbook Savings Account None None -
Statement Savings Account None None -
Step Ahead Money Market Account $1000 $6* -
*Applicable for every statement cycle in which the daily balance falls below $1,000.
Retirement Accounts
Annual service charge (per plan) $15
IRA transfer charge $25
Leader Bank/SUM transactions** Free
Point of sale transactions Free
Non-Leader Bank/SUM transactions** Free
ATM/Debit card replacement $10
Custom photo debit card Free
**Transactions at SUM ATM's are surcharge free. Other banks may impose a surcharge.
Account Charges
Stop payment orders $20
Overdraft $20
Returned item $20
Levies and attachments $25
Abandoned property/Dormant account $50
Records research/Account reconciliation (per hr) $25
Deposited items returned $10
Interim statement $5
Lost passbook charge $5
Copy of check or deposit item $3
Foreign check collection $30
Wire Transfers
Incoming wires (Domestic) Free
Incoming wires (International) $15
Outgoing wires (Domestic) $20
Outgoing wires (International) $30
Other Bank Charges
Treasurer's check (Customers only) $4
Money orders (Customers only) $4
Check order (depending on style) Prices vary
Notary service (Customer/Non-customer) Free
Coin counting (Customer) Free
Coin counting (Non-customer) 5%
Signature guarantee (Customers only) $10
Safe Deposit Box***
Annual Rental - 3 x 5 $60
Annual Rental - 3 x 10 $85
Annual Rental - 5 x 10 $175
Annual Rental - 10 x 10 (Belmont only) $250
Replacement key $50
Safe deposit box drilling $150
Late Payment Fee $25
***Only available to customers who have a primary checking account with Leader Bank.
Inactive account fee**** $10
Money Market fees (balance < $1000)***** $6

****Checking accounts subject to an inactivity fee of $10 for each 90 day period in which there is no customer initiated activity.

*****Applicable for every statement cycle in which the daily balance falls below $1000

Precious Metal
Precious metal sales 4.5% of purchase price
   Member FDIC. Equal Housing Lender. Copyright © 2010 Leader Bank, N.A. All rights reserved.