1. Checking
& Savings Accounts
2. Retirement
Accounts
3. ATM
4. Account
charges
5. Wire Transfers
5. Other Bank Charges
5. Safe Deposit Box
5. Maintenance
5. Prescious Metal
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Checking & Savings Accounts
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|
Account Type |
Minimum balance to avoid monthly service charge |
Monthly service charge |
Per check charge |
|
A Step Ahead Checking |
None |
None |
Free |
|
Step Anywhere Checking |
None |
None |
Free |
| Zeugma Checking |
None |
None |
Free |
|
Passbook Savings Account |
None |
None |
- |
|
Statement Savings Account |
None |
None |
- |
|
Step Ahead Money Market Account |
$1000 |
$6 |
- |
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Retirement Accounts
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Annual service charge (per plan)
|
$15
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IRA transfer charge
|
$25
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ATM/Debit
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Leader Bank/SUM transactions |
Free*
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Point of sale transactions
|
Free
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Non-Leader Bank/SUM transactions* |
Free
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ATM/Debit card replacement |
$10
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Custom photo debit card
|
Free
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*Transactions at SUM ATM's are surcharge free. Other banks may impose a surcharge.
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Account Charges
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Stop payment orders |
$20 |
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Non-sufficient funds/uncollected funds |
$20 |
| Levies and attachments |
$25 |
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Abandoned property/Dormant account |
$50 |
|
Records research/Account reconciliation (per hr) |
$25 |
|
Deposited items returned |
$10 |
|
Interim statement |
$5 |
|
Lost passbook charge |
$5 |
|
Copy of check or deposit item |
$3 |
|
Foreign check collection |
$30 |
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Wire Transfers
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|
Incoming wires (Domestic) |
Free |
| Incoming wires (International) |
$15 |
| Outgoing wires (Domestic) |
$20 |
| Outgoing wires (International) |
$30 |
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Other Bank Charges
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Treasurer's check |
Free |
| Money orders |
Free |
|
Traveler's checks |
Free |
|
Check order (depending on style) |
Prices vary |
| Notary service (Customer/Non-customer) |
Free |
| Coin counting (Customer) |
Free |
| Coin counting (Non-customer) |
5% |
|
Signature guarantee (Customers only) |
$10 |
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Safe Deposit Box**
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|
Annual Rental - 3 x 5 |
$40 |
| Annual Rental - 3 x 10 |
$75 |
| Annual Rental - 5 x 10 |
$125 |
| Annual Rental - 10 x 10 |
$175 |
| Replacement key |
$50 |
|
Safe deposit box drilling |
$150 |
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**Only available to customers who have a primary checking account with Leader Bank. |
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Maintenance
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Inactive account fee*** |
$10 |
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Money Market fees (balance < $1000) |
$6 |
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***Checking accounts subject to an inactivity fee of $10 for each 90 day period in which there is no customer initiated activity. |
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Precious Metal
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Prescious metal sales |
4% of purchase price |
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