Money Market Accounts
The Step Ahead Money Market Account is a tiered account which requires a higher
minimum balance and offers higher interest rates. The more you save the more you
earn! This account also offers access to funds through use of limited number of checks
per month or telephone transfers.

Account Type Daily Balance Requirement
Tier 1 $10 - $9,999
Tier 2 $10,000 - $24,999
Tier 3 $25,000 - $49,999
Tier 4 Over $50,000

  • Balance required to open an account: $10

  • Minimum daily balance requirement: $1000 ($6 monthly service charge if balance drops below $1000)

  • Monthly transaction volume: Up to 6 checks*

  • First order of Leader Bank checks: Free

  • 24 hour telephone banking access.

  • Free unlimited ATM transactions at any ATM displaying the SUM network logo.

  • Bonus rates on CDs during special promotional periods.

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