*Must also have a Zeugma Checking Account. To be eligible for Zeugma Checking and Savings benefits, customers must fulfill 3 requirements: receive Direct Deposit, enroll in eStatements, and have 5 Debit transactions posted and cleared per month (excluding internal transfers). The initial rate on the account shall be tiered. When you are eligible for Zeugma Checking benefits, then the interest paid on Zeugma Savings in the next statement cycle on balances of $50,000 or less is 2.05% with an annual percentage yield (APY) of 2.05%; an interest rate of 0.20% APY will be paid only for that portion of your daily balance that is greater than $50,000. The annual percentage yield (APY) for this tier will range from 0.20% to 2.05% depending on the balance in the account. If you do not qualify for the Zeugma Checking, you will be paid 0.10% annual percentage yield (APY) on your entire balance in the Zeugma Savings. Not eligible with Step Anywhere relationship.

**Must also have a Step Anywhere Checking Account. Balances over $100,000 will receive the Statement Savings APY, currently 0.10% and subject to change without notice after account has been opened. Customer must agree to receive e-statements and make a minimum of one direct deposit per month into the checking account to be eligible. If e-statement and/or direct deposit requirements are not met the account will be converted to a Step Ahead Checking and Statement Savings account. Leader Bank reserves the right to discontinue without notice. MA residents only.

***You may make up to a total of six (6) pre-authorized, automatic, or telephone transfers from your Statement Savings Account during a statement month.