Deposit
Rates
The following
Deposit Rates are current as of 11/21/2008,
For additional information contact our Call Center at
781-646-3900
Certificates of Deposit
(CD)***
| Term |
Interest Rate |
APY* |
Minimum
Balance** |
| 5 Years |
4.22% |
4.30% |
$1000.00 |
| 4 Years |
4.03% |
4.10% |
$1000.00 |
| 3 Years |
3.83% |
3.90% |
$1000.00 |
| 30 Months |
3.74% |
3.80% |
$1000.00 |
| 15 Months |
3.69% |
3.75% |
$1000.00 |
| 21 Month Bump-Up CD Special |
3.54% |
3.60% |
$1000.00 |
| 2 Years |
3.54% |
3.60% |
$1000.00 |
| 12 Months |
3.35% |
3.40% |
$1000.00 |
| 18 Months |
3.20% |
3.25% |
$1000.00 |
| 8 - 10 Months |
2.74% |
2.75% |
$1000.00 |
| 7 Months |
2.73% |
2.75% |
$1000.00 |
| 6 Months |
2.48% |
2.50% |
$1000.00 |
| 3 Months |
2.23% |
2.25% |
$1000.00 |
Tiered Money Market- Checking or Savings Accounts
| Account
Type |
Amount |
Interest Rate |
APY* |
| Step Ahead Money Market: Tier 4 |
$50,000 and Over |
2.23% |
2.25% |
| Step Ahead Money Market: Tier 3 |
$25,000 - $49,999 |
0.75% |
0.75% |
| Step Ahead Money Market: Tier 2 |
$10,000 - $24,999 |
0.50% |
0.50% |
| Step Ahead Money Market: Tier 1 |
$10 - $9,999 |
0.25% |
0.25% |
Savings Accounts
| Account
Type |
Minimum
Balance** |
Interest Rate |
APY* |
| Kids Bank Club |
$10.00 |
1.00% |
1.00% |
| Passbook Savings |
$10.00 |
1.00% |
1.00% |
| Statement Savings |
$10.00 |
1.49% |
1.50% |
Checking Accounts
| Account
Type |
Minimum
Balance** |
Interest Rate |
APY* |
| N.O.W. Checking |
$10.00 |
0.10% |
0.10% |
*Annual Percentage
Yield
**Minimum balance to
open account & earn APY
***A penalty may be imposed for early withdrawal from a Certificate of Deposit. For the 21 Month Bump-Up CD, one rate increase is allowed upon request to match the standard 2 year CD then published by Leader Bank. The new rate will carry forward from the date of increase and will not be retroactive.
Rates subject to change without notice and may change after the account is opened. Fees could reduce earnings on accounts.
Member FDIC