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 Deposit Rates

The following Deposit Rates are current as of 11/21/2008,
For additional information contact our Call Center at 781-646-3900 

Certificates of Deposit (CD)***

Term Interest Rate APY*  Minimum Balance**
  5 Years   4.22%   4.30%   $1000.00
  4 Years   4.03%   4.10%   $1000.00
  3 Years   3.83%   3.90%   $1000.00
  30 Months   3.74%   3.80%   $1000.00
  15 Months   3.69%   3.75%   $1000.00
  21 Month Bump-Up CD Special   3.54%   3.60%   $1000.00
  2 Years   3.54%   3.60%   $1000.00
  12 Months   3.35%   3.40%   $1000.00
  18 Months   3.20%   3.25%   $1000.00
  8 - 10 Months   2.74%   2.75%   $1000.00
  7 Months   2.73%   2.75%   $1000.00
  6 Months   2.48%   2.50%   $1000.00
  3 Months   2.23%   2.25%   $1000.00


Tiered Money
Market- Checking or Savings Accounts

Account Type  Amount Interest Rate APY*
  Step Ahead Money Market: Tier 4   $50,000 and Over   2.23%   2.25%
  Step Ahead Money Market: Tier 3   $25,000 - $49,999   0.75%   0.75%
  Step Ahead Money Market: Tier 2   $10,000 - $24,999   0.50%   0.50%
  Step Ahead Money Market: Tier 1   $10 - $9,999   0.25%   0.25%

Savings Accounts

Account Type Minimum Balance** Interest Rate APY*
  Kids Bank Club   $10.00   1.00%   1.00%
  Passbook Savings   $10.00   1.00%   1.00%
  Statement Savings   $10.00   1.49%   1.50%


Checking Accounts

Account Type Minimum Balance** Interest Rate APY*
  N.O.W. Checking   $10.00   0.10%   0.10%

*Annual Percentage Yield

**Minimum balance to open account & earn APY

***A penalty may be imposed for early withdrawal from a Certificate of Deposit. For the 21 Month Bump-Up CD, one rate increase is allowed upon request to match the standard 2 year CD then published by Leader Bank. The new rate will carry forward from the date of increase and will not be retroactive.

Rates subject to change without notice and may change after the account is opened. Fees could reduce earnings on accounts.

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Copyright ©  2008 [Leader Bank, NA.]   All rights reserved. Friday, November 21, 2008