Deposit
Rates
The following
Deposit Rates are current as of 2/4/2012,
For additional information contact our Call Center at
781-646-3900
Certificates of Deposit
(CD)***
| Term |
Interest Rate |
APY* |
Minimum
Balance** |
| 5 Years |
1.64% |
1.65% |
$1000.00 |
| 18 Months IRA CD |
1.24% |
1.25% |
$1000.00 |
| 4 Years |
1.24% |
1.25% |
$1000.00 |
| 14 Months - Thru end of Feb**** |
1.09% |
1.10% |
$1000.00 |
| 3 Years |
0.95% |
0.95% |
$1000.00 |
| 30 Months |
0.80% |
0.80% |
$1000.00 |
| 2 Years |
0.75% |
0.75% |
$1000.00 |
| 15 Months |
0.35% |
0.35% |
$1000.00 |
| 18 Months |
0.35% |
0.35% |
$1000.00 |
| 12 Months |
0.35% |
0.35% |
$1000.00 |
| 7 - 10 Months |
0.30% |
0.30% |
$1000.00 |
| 4 Months |
0.25% |
0.25% |
$1000.00 |
| 6 Months |
0.25% |
0.25% |
$1000.00 |
| 3 Months |
0.15% |
0.15% |
$1000.00 |
Tiered Money Market- Checking
| Account
Type |
Amount |
Interest Rate |
APY* |
| Step Ahead Money Market: Tier 4 |
$50,000 and Over |
0.30% |
0.30% |
| Step Ahead Money Market: Tier 3 |
$25,000 - $49,999 |
0.10% |
0.10% |
| Step Ahead Money Market: Tier 2 |
$10,000 - $24,999 |
0.10% |
0.10% |
| Step Ahead Money Market: Tier 1 |
$10 - $9,999 |
0.10% |
0.10% |
Tiered Money Savings Account
| Account
Type |
Amount |
Interest Rate |
APY* |
| Step Ahead Savings: Tier 4 |
$50,000 and Over |
0.20% |
0.20% |
| Step Ahead Savings: Tier 3 |
$25,000 - $49,999 |
0.10% |
0.10% |
| Step Ahead Savings: Tier 2 |
$10,000 - $24,999 |
0.10% |
0.10% |
| Step Ahead Savings: Tier 1 |
$10 - $9,999 |
0.10% |
0.10% |
Savings Accounts
| Account
Type |
Minimum
Balance** |
Interest Rate |
APY* |
| Statement Savings |
$10.00 |
0.20% |
0.20% |
| Passbook Savings |
$10.00 |
0.20% |
0.20% |
| Kids Bank Club - Passbook |
$10.00 |
0.50% |
0.50% |
| Kids Bank Club - Statement |
$10.00 |
0.50% |
0.50% |
Checking Accounts
| Account
Type |
Minimum
Balance** |
Interest Rate |
APY* |
| N.O.W. Checking |
$10.00 |
0.10% |
0.10% |
| Student Checking |
$10.00 |
0.50% |
0.50% |
*Annual Percentage
Yield
**Minimum balance to
open account & earn APY
***A penalty may be imposed for early withdrawal from a Certificate of Deposit. Checking account may be required to open CDs, ask a representative. $100,000 maximum per customer for 18 Month IRA special.
****Available through February 29, 2012. $250,000 cap. MA residents only.
Rates subject to change without notice and may change after the account is opened. Fees could reduce earnings on accounts. MA residents only.
Member FDIC
