Deposit Account Disclosure

Checking Account Disclosures

1. Funds Availability
2. Privacy Policy
3. ATM User Precautions
4. TRUTH IN SAVINGS
    
   1. Step Ahead Checking
   2. Step Ahead Money Market Checking

Savings Account Disclosures

1. Funds Availability
2. Privacy Policy
3. ATM User Precautions
4. TRUTH IN SAVINGS
    
   1. Passbook Savings
   2. Statement Savings
   3. Kid’s Bank Club
   4. Step Ahead Statement Savings

Certificate of Deposit Disclosures

1. Privacy Policy
2. Patriot Act