Fees and Charges
At Leader Bank we will work hard to keep our fees as low as possible.
1. Checking & Savings Accounts
2. ATM
3. Account Charges
4. Wire Transfers
5. Other Bank Charges
6. Safe Deposit Box
7. Maintenance
8. Foreign Currency Exchange
9. Precious Metal
Checking & Savings Accounts
Account Type Minimum balance to avoid monthly service charge Monthly service charge Per check charge
A Step Ahead Checking None None Free
Step Anywhere Checking None None Free
Zeugma Checking None None Free
Passbook Savings Account None None -
Statement Savings Account None None -
Step Ahead Money Market Account $1000 $6* -
*Applicable for every statement cycle in which the daily balance falls below $1,000.
Leader Bank/SUM transactions** Free
Point of sale transactions Free
Non-Leader Bank/SUM transactions** Free
ATM/Debit card replacement $10
Custom photo debit card Free
**Transactions at SUM ATM's are surcharge free. Other banks may impose a surcharge.
Account Charges
Stop payment orders $30
Overdraft $30
Returned item $30
Levies and attachments $125
Abandoned property/Dormant account $75
Records research/Account reconciliation (per hr) $25
Deposited items returned $10
Interim statement $5
Lost passbook charge $15
Copy of check or deposit item $3
Foreign check collection $45
Canadian check collection $30
Returned Mail*** (per month) $5
***Returned Mail Fee shall be charged monthly from the first time mail sent by us to you is returned as undeliverable for any reason until such time as you update your mailing address with us.
Wire Transfers
Incoming wires (Domestic) Free
Incoming wires (International) $25
Outgoing wires (Domestic) $25
Outgoing wires (International) $40
Other Bank Charges
Treasurer's check (Customers only) $4
Money orders (Customers only) $4
Check order (depending on style) Prices vary
Notary service (Customer/Non-customer) Free
Coin counting (Customer) Free
Coin counting (Non-customer) 5%
Signature guarantee (Customers only) $10
Safe Deposit Box****
Annual Rental - 3 x 5 $75
Annual Rental - 3 x 10 $100
Annual Rental - 5 x 10 $200
Annual Rental - 10 x 10 (Belmont only) $275
Replacement key $50
Safe deposit box drilling $250
Late Payment Fee $25
****Only available to customers who have a primary checking account with Leader Bank.
Inactive account fee***** $10
Money Market fees (balance < $1000)****** $6

*****Checking accounts subject to an inactivity fee of $10 for each 90 day period in which there is no customer initiated activity.

******Applicable for every statement cycle in which the daily balance falls below $1000

Foreign Currency Exchange
Customers $5
Non-Customers $10
Precious Metal
Precious metal sales 4.5% of purchase price
   Member FDIC. Equal Housing Lender. Copyright © 2010 Leader Bank, N.A. All rights reserved.