Our Zeugma Reward Checking Account gives you the opportunity to earn cash back, ATM fee reimbursements, and discounts at local retailers, all with an attached high-yield savings account.
*To be eligible for Zeugma Reward Checking and Savings benefits, customers must fulfill the following 3 requirements on the Zeugma Reward Checking each month: receive a minimum of $1,200 in direct deposits or recurring ACH credit, enroll in eStatement, and have ten (10) debit transactions posted and cleared per month (excluding internal transfers). Eligible Zeugma Checking accounts will be reimbursed up to $15 per month in ATM surcharges assessed by other banks and will receive debit card cash rewards of 1% on “Qualifying Purchases” per month. “Qualifying Purchases” include signature purchase transactions only where the customer selects “credit” as the transaction type. The debit card cash back rewards and ATM surcharge refunds will be paid by the 15th day of the following month for the accounts that qualify in the current statement cycle. $10 minimum balance to open Zeugma Checking and $10 minimum balance to open Zeugma Savings and earn APY. No minimum balance required to be eligible. When you are eligible for Zeugma Checking benefits, then the interest paid on Zeugma Savings in the next statement cycle on balances of $50,000 or less is 2.03% with an annual percentage yield (APY) of 2.05%; an interest rate of 0.20% APY will be paid only for that portion of your daily balance that is greater than $50,000. The annual percentage yield (APY) for this tier will range from 0.20% to 2.05% depending on the balance in the account. If you do not qualify for the Zeugma Checking, you will be paid 0.10% annual percentage yield (APY) on your entire balance in the Zeugma Savings. Annual Percentage Yield (APY) effective as of 1/1/17. The initial rate on the account shall be tiered. Interest rates may vary after account opening. Bonuses and gifts are subject to IRS tax reporting requirements IRS 1099-INT. Checking accounts subject to an inactivity fee of $10.00 for each 90 day period in which there is no customer initiated activity. One account per household. Not eligible with Step Anywhere relationship.
Enjoy convenient free access to your money anywhere along with an attached high-yield savings account.
*Annual Percentage Yield (APY) effective as of 1/1/17. $10 minimum balance to open accounts and earn APY. The initial interest rate on your account shall be tiered. For a daily balance of $100,000 or less, the interest rate on the balance will be 0.50% with an annual percentage yield (APY) of 0.50%. An interest rate of 0.10% will be paid for the portion of the daily balance greater than $100,000, resulting in an APY ranging from 0.10% to 0.50% depending on the account balance. Rates subject to change without notice after account has been opened. Customer must agree to receive eStatements and make a minimum of one direct deposit per month into the checking account to be eligible. If eStatement and/or direct deposit requirements are not met the account will be converted to a Step Ahead Checking and Statement Savings account. Leader Bank reserves the right to discontinue without notice. MA residents only.
Our Step Ahead Checking account features no minimum balance and no monthly fees.
With the challenges faced by today’s students - homework, projects and extracurricular activities - their banking should be easy, friendly and worry-free! That’s why we created our Student Checking account, the ideal account for today’s student.
*Annual Percentage Yield (APY) effective as of 1/1/17. $10 minimum balance to open accounts and earn APY. Fees may reduce earnings. Valid school ID must be presented at time of account opening. Applicant must be between the ages of 14 and 24. Applicants under the age of 17 must be accompanied by a co-signer parent or guardian until the age of 17. At age 25 the Student Checking Account is converted to a Step Ahead Checking Account.
**Applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means.