Money Market Accounts

The Step Ahead Money Market Account is a tiered account which requires a higher minimum balance and offers higher interest rates. The more you save the more you earn! This account also offers access to funds through use of a limited number of checks per month or telephone transfers.

Account Type Daily Balance Requirement
Tier 1 $10,000 - $49,999
Tier 2 Over $50,000
  • $10 to open an account

  • $1,000 minimum daily balance to avoid the $6 monthly fee

  • Up to six (6) pre-authorized, automatic or telephone transfers from your account during a statement month of which may include third party checks

  • Bonus rate on CD's during special promotions

  • Free, unlimited transactions at any participating SUM Network ATM

  • Free online and mobile banking

  • Free bill payment*

  • Free first order of checks

*Bill payments will count towards the six (6) monthly allotted transactions