Skip to main content

Keith Hapenney

Senior Loan Officer, NMLS# 20369

Bio

Keith joined Leader Bank in 2014 after 12 years at his prior company and has helped more than 20,000 clients secure financing for their homes. Known for his client-centric approach and upbeat personality, Keith is not only a favorite of borrowers but also of the realtors, attorneys, and financial planners whose clients he dependably satisfies. The fact that each one of his clients was sourced from referrals is a testament to his superb service.

Every year since 2009, Keith’s performance placed him in an elite tier of Mortgage Originators in the country with 2021 representing his second largest year-to-date after 15 years of steady growth. Keith and his team of five dedicated processors, underwriters, and closers use all of Leader Bank’s resources to smoothly guide his clients through the purchase and refinance processes.

A MetroWest native, Keith graduated with a B.S. in Finance from Bryant University. He currently resides in Medfield with his wife, 13 and 10-year-old daughters and 6-year-old son. He enjoys fishing, boating, and all of the Boston sports teams. Keith isn’t far removed from being a first-time homeowner himself, and he specializes in helping young buyers navigate the entirety of the purchase process.

Chairman's Club

 

President's Club

 

Scotsman Guide

NMLS#
20369

Needham Loan Office
160 Gould Street, Suite 205
Needham, MA 02494

Schedule a Call

Tools

Get a Rate Quote
Secure Doc Upload
Download My Mobile App

 

app store  google play

Ranked Scotsman Guide Top Producers in the country from 2009-2023
Ranked Mortgage Executive Top 200 Mortgage Originators from 2009-2023
#137 in 2023 -
#66 in 2022 -
#66 in 2021 #30 in 2021
#41 in 2020 #24 in 2020
#40 in 2019 -
#49 in 2018 #37 in 2018
#53 in 2017 #39 in 2017
#39 in 2016 #26 in 2016
#51 in 2015 #39 in 2015
#116 in 2014 #89 in 2014
#100 in 2013 #88 in 2013
#105 in 2012 #80 in 2012
#98 in 2011 #82 in 2011
#151 in 2010 #151 in 2010

Explore the Loan Process

Learn

Learn all you can about the loan process and ask lots of questions.

Apply for Loan

Complete, review, and submit your application. This will set the process in motion.

Connect with a Loan Officer

Your loan officer will reach out to you and review your application with you.

Credit Check & Prequalification

We will assess your credit, income, and assets to quickly determine what loan(s) you qualify for.

Documentation

Paperwork is still a big part of the loan process. We will email you forms to sign and a checklist of documents we’ll need.

Rate Lock & Appraisal

Once we’ve discussed the loan amount, the type of loan, and the rate that’s best for you, it’s time to lock in your rate and order your appraisal.

Underwriting & Approval

Our underwriting team will review and issue a decision detailing any conditions necessary for final loan approval.

Clear to Close

Once we have cleared necessary conditions our underwriting and closing team will make final preparations to close.

Closing

Loan documents are delivered to the closing attorney. The attorney will contact you to arrange a signing.

Funding

Once the signed documents are returned and reviewed, the closing attorney will request a wire transfer of the loan funds.

HIDE close icon