Start Your Home Loan Journey

Name: Mortgages
Brand: Leader Bank

We’ve got the perfect home loan solution for your needs!

Family securing their best rate home loan.

What Stage of the Homebuying Process are You In?

I'm Ready to Buy

With one of the largest teams of Loan Officers in New England, we’re ready to help you find the best rate and achieve your homeownership goals. Take the first step by getting a customized mortgage rate quote.

I Need a Rate Quote

I'm Looking for a Home

Still shopping for your next home? Get ahead of the curve by connecting with a Loan Officer and applying for pre-approval so that when you find the perfect home you’re ready to close with confidence.

Contact a Loan Officer

I'm Researching

We know that the homebuying process can seem overwhelming when trying to find the best rate and great service. We’ve put together a full suite of resources to help first-time homebuyers.

Homebuyer Resources

Leader Bank's Special Home Loan Offerings

Move and Improve Line

Pay your agent fees, save your closing cash. Access up to $50,000 of fast and flexible funds to help transition from buying a house to living in a home. Available for Massachusetts residences.

Learn More

Purchase Pass

Make your most competitive offer and beat cash buyers! Our Purchase Pass Program includes an upfront commitment letter, appraisal protection, a special savings account rate, and more!

Learn More

First-Time Homebuyers

Buying your first home? Read our home-buying steps, and resources to see which first-time homebuyer programs and workshops are right for you.

Learn More

Something Else We Can Help With?

Current Mortgage Clients

Need to make a payment, set up auto pay, or validate your insurance? Visit our Client Services Portal.

Client Services

Find a Loan Officer

Find the right rate and the right expert with our team of seasoned Loan Officers, ready to help you find the ideal home loan solution for your needs.

Find a Loan Officer

Refinancing

Mortgage holders can take advantage of lower interest rates by refinancing; lowering their monthly payments, or tapping into home equity.

Learn More

The Proof is in The Numbers

#1

Home Purchase Lender Among Banks in MA in 2024

71

Highly Trained & Skilled Loan Officers

$2.7B

In New Loans & Lines of Credit in 2024

17.6K

Loans Serviced in 2024

More Home Loan Offerings

Fixed-Rate Mortgage

A fixed-rate mortgage is a loan program where monthly principal and interest payments never change during the life of the loan.

Learn More

Adjustable Rate Mortgages

Adjustable Rate Mortgages usually have a fixed low interest rate for an initial period of time and adjust based on current market conditions.

Learn More

Jumbo Home Loans

Jumbo loans allow for a higher loan amount than conventional financing and usually carry a higher interest rate.

Get a Rate Quote

Government Home Loans

Leader Bank is proud to offer Federal Housing Administration (FHA) Loans, Down Payment Assistance, and Veteran (VA) Loans.

Learn More

Home Equity Line of Credit

A HELOC lets homeowners borrow money against the equity in their home. Often used for home improvements or to consolidate debt.

Learn More

VA Home Loans

A VA loan is a low- or zero-down payment government-backed mortgage loan offered to veterans.

Learn More

Physician Home Loans

Our Flexible Physician Loan Program makes homeownership more attainable for eligible doctors, dentists, and certain other medical professionals.

Learn More

Interest-Only Mortgages

This mortgage offers monthly payments that do not include the repayment of principal for a certain period of time. At the end of the interest-only period, monthly payments increase.

Learn More

Peter made our home-buying experience so easy! In a competitive market, he had all of our documents prepared for a quick 10-day close, which gave us a huge advantage. He also helped us lock in a great rate despite the current high rates, and we know he'll be looking out for us when it's time to refinance. Peter is a fantastic resource, and we couldn't have secured our dream home without him. Thank you, Peter, for everything!

Lauren B.

This bank helped me get the closing get done in remarkable time after the first lender delayed my process and at the end declined my application Also they got me one of the best rates in the market, basically beat all other rates I got since I started the home purchase process. Also they were on track and very communicative about every step of the process. Personally I will be using there service for any future real state financial needs.

Layth A.

Dave Conti and team were AMAZING! Walked me through every step along the way and responded to questions immediately. Videos explaining financing milestones were informative and helpful - very positive experience

Tammy M.

Could not be happier with the mortgage we got through Leader Bank. The process took 30 days and was as smooth and seamless as possible. Chris' team here is supportive and informative through every step of the way.

Ariane S.

I had a wonderful experience with Leader Bank. My loan officer Deepak Garg was outstanding! While the mortgage process is always lengthy and cumbersome, Deepak and his team were super responsive and answered all our questions clearly and patiently at each stage of the process.

Nitin G.

Mortgage Rates Explained

Lenders analyze several broad market trends in determining their mortgage rates. These include 10-year Treasury notes, mortgage-backed securities, the overall strength of the economy, inflation, monetary policy set by the Federal Reserve, U.S. government policy, and geopolitics.

While broader market factors impact the rates you see advertised by lenders, there are several individual financial factors that can also impact the mortgage rate you receive. These include your credit score, down payment, loan-to-value (LTV) ratio, debt-to-income (DTI) ratio, property type, occupancy status, and discount points.

The first thing you should do when looking for a mortgage rate is check your credit score to see if there is anything you need to take action on before reaching out to lenders. You can then research what type of loan will be best for your homeownership goals (conventional, FHA, VA) before reaching out to lenders for rate quotes which you can compare and choose from. You may even be able to use a rate quote from one lender to secure a more competitive rate from another lender.

While finding an interest rate that allows you to obtain a reasonable monthly mortgage payment is important when buying a home, there are several other important factors to consider. Finding a home with a purchase price that is within your budget and saving up for a down payment are two factors that will help ensure you can live within your means as a homeowner.