A Government Loan Might Be a Solution If You...
Are buying your first home
Don’t qualify for a conventional mortgage
Are a veteran
Need down payment assistance
Federal Housing Administration Loans
Federal Housing Administration (FHA) home loans are mortgages insured against default by the FHA and are available for single- and multi-family and multi-family homes.The FHA doesn’t issue loans or set interest rates, it just guarantees against default.
FHA loans allow individuals who may not qualify for a conventional mortgage to obtain a loan, especially first-time homebuyers. These loans offer low minimum down payments, reasonable credit expectations, and flexible income requirements.
Veterans Administration (VA) Loans
The Veterans Administration (VA) offers special financing options for Veterans. Our team is proud to help veterans and their families achieve their homeownership goals!
Designed to offer long-term financing to eligible American veterans or their surviving spouses, Leader Bank’s VA Loan provides borrowers with competitive financing options to purchase or refinance their home with no down payment.
100% Loan-to-Value: This simply means that with a VA loan, you don’t need equity to refinance to a lower rate or take cash out in most instances.
Flexible FICO requirements, free credit service, competitive rates, free consultations, and an experienced Loan Officer who is with you every step of the way!
Chris and his team were extremely responsive throughout the homebuying process, which took us many months and several offers. Highly recommend him and Leader Bank.
Education
Link to Are There Grants for Massachusetts First-Time Homebuyers? Are There Grants for Massachusetts First-Time Homebuyers?
Over the past few years, a lot of grant and downpayment assistance money has become available to first-time homeb
Link to What Are Mortgage Discount Points and Are They Worth It? What Are Mortgage Discount Points and Are They Worth It?
If you're preparing to buy a home, it will likely be the most expensive purchase you'll make in your life.
Link to A Beginners Guide to Homeowners Insurance A Beginners Guide to Homeowners Insurance
Buying a home is likely the biggest financial investment you'll ever make, and making sure you have the right cov
Link to What Credit Score Do Home Buyers Need to Buy a House in 2025? What Credit Score Do Home Buyers Need to Buy a House in 2025?
When you're looking to buy a home, there are many factors that lenders take into account when determining whether
