Deposit Account Rates & Fees

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Savings Accounts Rates | Certificates of Deposit Rates | Money Market Account Rates | Fees & Charges

Checking Account

Savings Accounts

Savings Calculator

Certificates of Deposit

Certificate of Deposit (CD) Calculator

Money Market Accounts

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Please contact a local branch for current money market rates.

^{1. Annual Percentage Yield}

^{2. Annual Percentage Yield (APY) effective as of 1 September, 2026. Promotional APYs listed apply to accounts opened between 9/01/26and 10/31/26 and are guaranteed through 12/31/26; thereafter, APYs may change. To open a new Zeugma Plus relationship, no owner can own or have owned a Leader Bank deposit account within the past 12 months and must deposit at least $1,000 in new funds from outside Leader Bank. Each Zeugma Plus account requires a $10 initial minimum balance, but the minimum aggregate initial balance across both accounts must be at least $1,000. To earn the promotional 4.75% APY, you must fulfill the following 3 requirements for your Zeugma Plus Checking each month: (a) receive at least $1,000 in direct deposits, (b) enroll in eStatements, and (c) complete at least three posted and cleared electronic debit transactions (excluding internal transfers) ("Qualifying Criteria"). Accounts meeting the Qualifying Criteria will earn 4.75% APY on savings balances up to $250,000 the following month. Balances above $250,000 earn 2.50% APY, resulting in a blended APY between 2.50% and 4.75%. If the Qualifying Criteria are not met, the entire balance will earn 2.50% APY the following month. Limit one Zeugma Plus Checking and one Zeugma Plus Savings account per household. Additional terms and conditions may apply.}

^{3. A penalty may be imposed for early withdrawal from a Certificate of Deposit. Checking accounts may be required to open CDs, ask a representative.}

^{4. Limit of $5,000,000.}

^{5. You may only make six (6) preauthorized, automatic, telephone or third party check transfers from your Money Market account each statement cycle. We reserve the right to at any time require not less than seven (7) days' notice in writing before any withdrawal from your account. You must maintain a minimum balance of $10.00 in the account each day to obtain the minimum disclosed APY. A monthly service charge of $6.00 will be imposed every statement cycle if the account balance falls below $1,000.00 on any day of the statement cycle.}

^{Rates subject to change without notice and may change after the account is opened, excluding Certificates of Deposit. Fees could reduce earnings on accounts.}

Fees & Charges

The following Fees & Charges are current as of 1 September, 2026.

Debit cards

Account Charges

*Returned Mail Fee shall be charged monthly from the first time mail sent by us to you is returned as undeliverable for any reason until such time as you update your mailing address with us.

**The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, or other electronic means.

Wire Transfers

Other Bank Charges

Safety Deposit Box*

*Only available to clients who have a primary checking account with Leader Bank.

Maintenance

*Applicable for every statement cycle in which the daily balance falls below $1,000.

Foreign Currency Exchange

*Additional delivery fee may be applied at non-consignment locations in conjunction with the client exchange fee for transactions under $500. Please contact your local branch for currency availability and delivery options.

Precious Metals