Deposit Account Rates & Fees

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Savings Accounts Rates | Certificates of Deposit Rates | Money Market Account Rates | Fees & Charges

Checking Account

Savings Accounts

Savings Calculator

Certificates of Deposit

Certificate of Deposit (CD) Calculator

Money Market Accounts

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Please contact a local branch for current money market rates.

^{1. Annual Percentage Yield}

^{2. Annual Percentage Yield (APY) effective as of 1 December, 2025. To open a new Zeugma Plus account relationship, you must make a total initial deposit of $1,000.00 using funds drawn from outside Leader Bank. Your Zeugma Plus Accounts must each be funded with a minimum of $10.00, the minimum balance required to maintain eligibility. To receive the 4.75% APY quoted, you must fulfill the following 3 requirements for your Zeugma Plus Checking each month: (a) receive a minimum of $1,000 in direct deposits, (b) enroll in eStatements, and (c) have three (3) electronic withdrawal debit transactions posted and cleared (excluding internal transfers) (the “Qualifying Criteria”). When you satisfy the Qualifying Criteria, then an APY of 4.75% shall be paid on Zeugma Plus Savings balances up to $250,000 in the following month. An APY of 2.50% will be paid on that portion of daily balances which exceed $250,000; your total APY for such balances will range from 2.50% to 4.75%, depending on total balance. If you do not meet the Qualifying Criteria in a month, you will be paid 2.50% APY on your entire balance in the following month. The APYs above are effective for accounts opened between 12/1/25 and 2/28/26 and shall not be changed for accounts opened in this timeframe until at least 5/31/26; thereafter APYs may vary. Limit one Zeugma Plus Checking and one Zeugma Plus Savings account per household; additional terms and conditions may apply.}

^{3. A penalty may be imposed for early withdrawal from a Certificate of Deposit. Checking accounts may be required to open CDs, ask a representative.}

^{4. Limit of $5,000,000.}

^{5. You may only make six (6) preauthorized, automatic, telephone or third party check transfers from your Money Market account each statement cycle. We reserve the right to at any time require not less than seven (7) days’ notice in writing before any withdrawal from your account. You must maintain a minimum balance of $10.00 in the account each day to obtain the minimum disclosed APY. A monthly service charge of $6.00 will be imposed every statement cycle if the account balance falls below $1,000.00 on any day of the statement cycle.}

^{Rates subject to change without notice and may change after the account is opened, excluding Certificates of Deposit. Fees could reduce earnings on accounts.}

Fees & Charges

The following Fees & Charges are current as of 1 December, 2025.

Debit cards

Account Charges

*Returned Mail Fee shall be charged monthly from the first time mail sent by us to you is returned as undeliverable for any reason until such time as you update your mailing address with us.

**The categories of transactions for which an overdraft fee may be imposed are those by any of the following means: check, in-person withdrawal, or other electronic means.

Wire Transfers

Other Bank Charges

Safety Deposit Box*

*Only available to clients who have a primary checking account with Leader Bank.

Maintenance

*Applicable for every statement cycle in which the daily balance falls below $1,000.

Foreign Currency Exchange

*Additional delivery fee may be applied at non-consignment locations in conjunction with the client exchange fee for transactions under $500. Please contact your local branch for currency availability and delivery options.

Precious Metals