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Allison Oliva

Loan Officer, NMLS# 2160885

Bio

Alli joined Leader Bank in 2023 after grad-school and kicking off her mortgage career helping Loan Officers with creative solutions for connecting with real estate agents and educating homebuyers. Multiple generations of her family have worked in real estate in a variety of ways, and she is currently working alongside her father at Leader Bank who has 20+ years of experience as a Loan Officer in central Massachusetts. She works with future and current homeowners who are looking for home financing solutions that are easy to understand and support their short- and long-term financial goals. Since getting licensed in 2021, Alli has been dedicated to developing accessible education to empower homebuyers. She strongly believes that with the right planning, your mortgage can be a powerful wealth-building tool that supports your lifestyle. When she's not reviewing pre-approval applications, Alli can usually be found teaching homebuyer classes locally and online, hiking with her Labrador, Elliot, planning her next trip to a National Park, or making new connections at local networking events. Get in touch with Alli to start learning more about the home-buying process, or check out her educational reels on Instagram.

NMLS#
2160885

Holden Loan Office
61 Boyden Rd
Suite 2
Holden, MA 01520

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Explore the Loan Process

Learn

Learn all you can about the loan process and ask lots of questions.

Apply for Loan

Complete, review, and submit your application. This will set the process in motion.

Connect with a Loan Officer

Your loan officer will reach out to you and review your application with you.

Credit Check & Prequalification

We will assess your credit, income, and assets to quickly determine what loan(s) you qualify for.

Documentation

Paperwork is still a big part of the loan process. We will email you forms to sign and a checklist of documents we’ll need.

Rate Lock & Appraisal

Once we’ve discussed the loan amount, the type of loan, and the rate that’s best for you, it’s time to lock in your rate and order your appraisal.

Underwriting & Approval

Our underwriting team will review and issue a decision detailing any conditions necessary for final loan approval.

Clear to Close

Once we have cleared necessary conditions our underwriting and closing team will make final preparations to close.

Closing

Loan documents are delivered to the closing attorney. The attorney will contact you to arrange a signing.

Funding

Once the signed documents are returned and reviewed, the closing attorney will request a wire transfer of the loan funds.

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