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Jake Dabrowski

Loan Officer, NMLS #2216015

Bio

With over 15 years of experience in the banking industry, Jake began his career in retail banking before discovering his passion for helping people achieve homeownership. This led him to transition into the mortgage field, where he now specializes in working with a wide range of clients from first time homebuyers to seasoned investors purchasing their tenth property.

Jake is dedicated to finding the right mortgage solutions for every customer, taking pride in exploring every possible option to help clients secure their dream home. His commitment to service and community extends beyond his work at Leader Bank.

An active volunteer in the Berkshires, Jake gives his time to several local organizations, including the North Adams Lions Club, Elder Services, Northern Berkshire United Way, and BFAIR. His efforts support older adults, individuals with disabilities, and community-wide initiatives, all aimed at enhancing the quality of life in the region.

Whether guiding clients through the mortgage process or serving his community, Jake is committed to making the Berkshires a better place to live, work, and thrive.

NMLS#
2216015

Holden Loan Office
61 Boyden Rd
Suite 2
Holden, MA 01520

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Explore the Loan Process

Learn

Learn all you can about the loan process and ask lots of questions.

Apply for Loan

Complete, review, and submit your application. This will set the process in motion.

Connect with a Loan Officer

Your loan officer will reach out to you and review your application with you.

Credit Check & Prequalification

We will assess your credit, income, and assets to quickly determine what loan(s) you qualify for.

Documentation

Paperwork is still a big part of the loan process. We will email you forms to sign and a checklist of documents we’ll need.

Rate Lock & Appraisal

Once we’ve discussed the loan amount, the type of loan, and the rate that’s best for you, it’s time to lock in your rate and order your appraisal.

Underwriting & Approval

Our underwriting team will review and issue a decision detailing any conditions necessary for final loan approval.

Clear to Close

Once we have cleared necessary conditions our underwriting and closing team will make final preparations to close.

Closing

Loan documents are delivered to the closing attorney. The attorney will contact you to arrange a signing.

Funding

Once the signed documents are returned and reviewed, the closing attorney will request a wire transfer of the loan funds.

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