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Kyle Bainbridge

Loan Officer, NMLS# 427171

Bio

Kyle Bainbridge is a Consumer Direct Loan Officer at Leader Bank with more than 22 years of experience in the banking industry. Throughout his career, he has developed extensive expertise in lending while also serving in retail banking management and licensed banker roles, giving him a well-rounded perspective on helping clients achieve their financial goals.
Kyle earned his degree in Economics from Kalamazoo College, where he built the analytical foundation that continues to guide his approach to financial services today. He is passionate about helping borrowers navigate the mortgage process with confidence and believes that choosing the right loan is about more than finding the best rate or product. Kyle takes pride in understanding each client's broader financial picture and helping them select financing solutions that support both their immediate needs and long-term financial goals.


Known for his consultative approach, clear communication, and commitment to exceptional service, Kyle works closely with clients to create personalized lending strategies that align with their unique objectives.


Outside of work, Kyle enjoys golfing, staying as active as possible, and exploring new destinations. He is always looking for opportunities to experience places he has never visited before and embraces the adventure of discovering something new.
 

NMLS#
427171

864 Massachusetts Ave

Arlington, MA 02476

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Explore the Loan Process

Learn

Learn all you can about the loan process and ask lots of questions.

Apply for Loan

Complete, review, and submit your application. This will set the process in motion.

Connect with a Loan Officer

Your loan officer will reach out to you and review your application with you.

Credit Check & Prequalification

We will assess your credit, income, and assets to quickly determine what loan(s) you qualify for.

Documentation

Paperwork is still a big part of the loan process. We will email you forms to sign and a checklist of documents we'll need.

Rate Lock & Appraisal

Once we've discussed the loan amount, the type of loan, and the rate that's best for you, it's time to lock in your rate and order your appraisal.

Underwriting & Approval

Our underwriting team will review and issue a decision detailing any conditions necessary for final loan approval.

Clear to Close

Once we have cleared necessary conditions our underwriting and closing team will make final preparations to close.

Closing

Loan documents are delivered to the closing attorney. The attorney will contact you to arrange a signing.

Funding

Once the signed documents are returned and reviewed, the closing attorney will request a wire transfer of the loan funds.

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