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Zeugma Plus Bundle: Cash Back Checking + High Yield Savings

Ready to earn cash back on debit card purchases and save more with an attached high-yield savings account? You can qualify for exclusive rewards and benefits!

Use the Zeugma Plus Bundle to earn rewards on your checking transactions and high yield interest on your savings

Zeugma Plus Products

Zeugma Plus High-Yield Savings

Maximizing your savings has never been easier by earning 4.75% APY* on savings balances up to $250,000!

Zeugma Plus Rewards Checking

Earn cash back on debit purchases and ATM fee reimbursements with your Zeugma Plus Checking Account to boost your savings even more!**

Frequently Asked Questions

The Leader Bank Zeugma Plus Bundle combines a cash‑back checking account with a high‑yield savings account, giving customers exclusive perks such as 1.25% cash back on debit card purchases with your Zeugma Plus debit card**, ATM fee reimbursements, and 4.75% APY* on savings balances up to $250,000.

Your Zeugma Plus Checking fuels your Zeugma Plus High-Yield Savings by rewarding everyday spending and simplifying transfers. Debit activity from your Zeugma Plus Checking Account helps you meet monthly qualifications, which in turn unlocks high‑yield savings rewards—making spending and saving more interconnected and efficient. 

When linked, the accounts provide a streamlined banking experience: earn 1.25% cash back** and receive up to $15/month in ATM fee reimbursements** with your Zeugma Plus Checking Account, and grow your savings at 4.75% APY* with your Zeugma Plus Savings account—with no monthly fees to maintain the accounts. 

To access cash‑back rewards and high‑yield savings, simply meet these requirements with your Zeugma Plus Checking Account:

  1. Set up direct deposit into your Zeugma Plus Checking account of at least $1,000 per month,
  2. Enroll in eStatements, and
  3. Make at least 3 debit transactions monthly.
    These easy steps keep your checking active and your savings earning maximum APY for your Zeugma Plus Savings Account.

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*Annual Percentage Yield (APY) effective as of 1 September, 2026. Promotional APYs listed apply to accounts opened between 9/01/26and 10/31/26 and are guaranteed through 12/31/26; thereafter, APYs may change. To open a new Zeugma Plus relationship, no owner can own or have owned a Leader Bank deposit account within the past 12 months and must deposit at least $1,000 in new funds from outside Leader Bank. Each Zeugma Plus account requires a $10 initial minimum balance, but the minimum aggregate initial balance across both accounts must be at least $1,000. To earn the promotional 4.75% APY, you must fulfill the following 3 requirements for your Zeugma Plus Checking each month: (a) receive at least $1,000 in direct deposits, (b) enroll in eStatements, and (c) complete at least three posted and cleared electronic debit transactions (excluding internal transfers) ("Qualifying Criteria"). Accounts meeting the Qualifying Criteria will earn 4.75% APY on savings balances up to $250,000 the following month. Balances above $250,000 earn 2.50% APY, resulting in a blended APY between 2.50% and 4.75%. If the Qualifying Criteria are not met, the entire balance will earn 2.50% APY the following month. Limit one Zeugma Plus Checking and one Zeugma Plus Savings account per household. Additional terms and conditions may apply.

**Zeugma Checking accounts meeting the Qualifying Criteria will receive up to $15 per month in non-Leader Bank ATM surcharge reimbursements and 1.25% cash back on Qualifying Purchases. Qualifying Purchases are signature-based debit card transactions where "credit" is selected. Transactions through Google Wallet, PayPal, Venmo, Square Cash, MoneyGram, Robinhood Brokerage, Morsemoney, Varo, or other money movement, cash transfer, or wire transfer services are not Qualifying Purchases and cannot be used to meet the Qualifying Criteria. Bonuses may be reported to the IRS on Form 1099-MISC.

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