Skip to main content

Meryl Watson

Loan Officer, NMLS# 423227

Bio

Meryl Watson has over 25 years of experience as one of the top mortgage loan officers in Massachusetts. Her ability to always serve the best interests of her clients and her seven-day-a-week availability has made her the #1 loan officer for new purchase business in her market consistently year after year. Meryl's motto is: "There is no such thing as banker's hours, I am available when you need me".

In 2023, Meryl helped launch Leader Bank’s Cape Cod Mortgage Office with the goal of bringing the Bank’s innovative mortgage solutions and the same exceptional service that her clients and referral partners have always relied on to Cape homebuyers.

Meryl is actively involved in the local community, serving as Treasurer of the Falmouth Realtors Scholarship Fund and the Falmouth Youth Basketball Corporation. 

She resides in Falmouth with her husband and two children. In her spare time you will find her cheering in the stands at her son's basketball games or at the barn sharing her daughter’s love of horses.

NMLS#
423227

Cape Cod Loan Office
13 Steeple Street, Suite 201
Mashpee, MA 02649

The Cape Cod Team

Tools

Get a Rate Quote
Secure Doc Upload

Received a 30 year mortgage from Leader Bank. The loan officer we used was incredibly patient, responsive, and professional. He answered questions on weekends and responded very quickly. His communication was clear and concise.

David Y., Waltham, MA

Leader Bank is awesome!!! I locked in a fantastic rate and we closed within 45 days. There were no issues at all. I highly recommend them to any Buyers looking to lock in the best rate around!

Rosemary M., Weymouth, MA

I recently worked with Leader Bank for the mortgage of my recently purchased condo. I was first time home buyer and Leader Bank made my loan process so easy and simple. Many thanks to the whole team to make this work. Will definitely recommend leader bank for banking needs!

Rajit G., Revere, MA

Explore the Loan Process

Learn

Learn all you can about the loan process and ask lots of questions.

Apply for Loan

Complete, review, and submit your application. This will set the process in motion.

Connect with a Loan Officer

Your loan officer will reach out to you and review your application with you.

Credit Check & Prequalification

We will assess your credit, income, and assets to quickly determine what loan(s) you qualify for.

Documentation

Paperwork is still a big part of the loan process. We will email you forms to sign and a checklist of documents we’ll need.

Rate Lock & Appraisal

Once we’ve discussed the loan amount, the type of loan, and the rate that’s best for you, it’s time to lock in your rate and order your appraisal.

Underwriting & Approval

Our underwriting team will review and issue a decision detailing any conditions necessary for final loan approval.

Clear to Close

Once we have cleared necessary conditions our underwriting and closing team will make final preparations to close.

Closing

Loan documents are delivered to the closing attorney. The attorney will contact you to arrange a signing.

Funding

Once the signed documents are returned and reviewed, the closing attorney will request a wire transfer of the loan funds.

HIDE close icon